Life time mortgages

Are you over 60 and have a interest only mortgage? Is the bank looking for the money you borrowed back? Have you been turn down by a lender because of affordability? If you answered yes to any of the above help is at hand. M.I.C. can now arrange life time mortgage as long as you are willing to pay the interest every month. Call us for full details 01698283301 read more

How to build a credit score without credit cards

I have just finished reading a article showing FTB's the ability to build a credit score without using credit cards that could help them buy a home. CHECK IT OUT https://www.telegraph.co.uk/personal-banking/mortgages/millennials-build-credit-rating-without-getting-credit-card/ It is good to see that you can elect to pay your rent through an app resulting in a positive credit score through Equifax. read more

Should 100% mortgages make a come back????

Three market industry leader have there option of a 100% mortgage making a return. Read here if interested http://www.mortgagesolutions.co.uk/your-community/2018/03/21/100-ltv-mortgages-make-comeback-marketwatch/?utm_source=customsell&utm_medium=email&utm_campaign=msol-editorial-newsletter-market-watch-house-advert-bsla-21-march-1521644293 Here is my 2 cents worth. Yes they should but, under the following criteria. 1) Minimum interest rate should be 5% and this would be fixed for 5 years 2) Bring back read more

Bank of England at it again!!!!!

I read an article threating, again, that banks must behave on how much money they are willing to lend to customers. read here https://www.telegraph.co.uk/business/2018/03/16/bank-england-warns-mortgage-risk-interest-rates-rise/ I am getting tired of this. It is so simple. Customers will have to take there own responsibility or face losing there home and or bankruptcy. We do not need the Bank of England or the governments help or there influence with these matters. read more

Landlords PLEASE RAED

I have completed reading an article stating that Buy-to-let lenders are not ready for new energy efficiency laws that may put the brakes on new business. The regulations ā€“ which come into force on April 1 ā€“ make it illegal for landlords to start new tenancies without the property having an Energy Performance Certificate rating of ā€˜Eā€™, or higher. Read here https://www.mortgagestrategy.co.uk/new-energy-laws-trip-buy-let-lenders/ Landlords who own older properties may have problems when ew tenancy need to be read more