No more fears over JAPANESE Knotweed

Major university states that Japanese Knotweed does no more damage than trees http://www.mortgagesolutions.co.uk/news/2018/07/10/lenders-urged-overhaul-japanese-knotweed-policies-research-discovers-limited-structural-impact/?utm_source=customsell&utm_medium=email&utm_campaign=msol-house-advert-mai-first-send-1007-1531216353 The research confirms that banks need to drop the silly notion that this plant will cause major structural damage to a home that they have a mortgage on. Lets hope the lenders will change read more

How will you pay for RENT or a MORTGAGE in retirement??

This is a must read for all http://www.mortgagesolutions.co.uk/news/2018/07/09/one-seven-homeowners-expect-mortgage-70/?utm_source=customsell&utm_medium=email&utm_campaign=msol-house-advert-mai-first-send-0907-1531129070 1 in 4 of us can expect to be paying for a mortgage after we retire. This is a scary prospect as most of us will be earning much less than we currently earn while working. What about people who rent??? I think it would be foolish for us to think that the Government will provided enough benefits read more

Purple Brick looses a crap load of cash

Interested in online estate agency? Read this https://www.mortgagestrategy.co.uk/purplebricks-announces-further-losses-despite-revenue-growth/ Looks like Purple brick could be the next Amazon or could be another tragic on line business that could not pull a profit with cheap fee DIY estate agency. Time will tell. read more

Estate Agents in BIG trouble

This is interesting http://www.mortgagesolutions.co.uk/news/2018/07/02/7000-estate-agents-financially-struggling-study-shows/?utm_source=customsell&utm_medium=email&utm_campaign=msol-house-advert-mai-1530526514 More than 7000 estate agents are in fear of FINANCIAL DISTRESS with two majors issuing low profit warnings to there share holders. Looks like on-line estate agency is taking a much bigger bite of the ever shrinking housing market. Could this be the end of the smooth talking, Gucci suit, Doice & read more

Help to Buy re-mortgage. The sting in the tail.

Please read http://www.mortgagesolutions.co.uk/your-community/2018/06/27/help-buy-remortgages-none-big-players-innovative-enough-marketwatch/?utm_source=customsell&utm_medium=email&utm_campaign=msol-market-watch-1530107885 Although the industry professional interview broadly like Help to Buy I can say that trying to re-mortgage people away from this is nothing short of a nightmare. Even if the client has the equity to re-mortgage and clear the Help to Buy debit, the legal process is very slow as the Help to read more

Brokers are fed up with lenders last minute declines

A must read !!! http://www.mortgagesolutions.co.uk/news/2018/06/26/brokers-vent-frustration-lenders-change-minds-deals/?utm_source=customsell&utm_medium=email&utm_campaign=msol-editorial-2606-first-send-1530007829 The article states that there is a break down between the Business Development Managers and the underwriters that results in a case being turn down and the broker looking foolish. read more

Great News! Lenders are loosing up

Please read this article http://www.mortgagesolutions.co.uk/news/2018/06/25/mortgage-lenders-quietly-relaxing-criteria-brokers-say/?utm_source=customsell&utm_medium=email&utm_campaign=msol-editorial-2506-first-send-1529920650 Excellent! Lenders are loosing up there criteria but, it does not mean that they are lending like they did before the credit crunch. They are allowing you to borrow a little more based on your income and some are small building societies are falling in line with other financial read more

Life time mortgages

Are you over 60 and have a interest only mortgage? Is the bank looking for the money you borrowed back? Have you been turn down by a lender because of affordability? If you answered yes to any of the above help is at hand. M.I.C. can now arrange life time mortgage as long as you are willing to pay the interest every month. Call us for full details 01698283301 read more

How to build a credit score without credit cards

I have just finished reading a article showing FTB's the ability to build a credit score without using credit cards that could help them buy a home. CHECK IT OUT https://www.telegraph.co.uk/personal-banking/mortgages/millennials-build-credit-rating-without-getting-credit-card/ It is good to see that you can elect to pay your rent through an app resulting in a positive credit score through Equifax. read more

Should 100% mortgages make a come back????

Three market industry leader have there option of a 100% mortgage making a return. Read here if interested http://www.mortgagesolutions.co.uk/your-community/2018/03/21/100-ltv-mortgages-make-comeback-marketwatch/?utm_source=customsell&utm_medium=email&utm_campaign=msol-editorial-newsletter-market-watch-house-advert-bsla-21-march-1521644293 Here is my 2 cents worth. Yes they should but, under the following criteria. 1) Minimum interest rate should be 5% and this would be fixed for 5 years 2) Bring back read more