Does Help to Buy impact affordability?

"The big surprise from this test, however, was the lenders that fell short on affordability. In our tests it was major landers including Barclays, Halifax, Santander (not five-year fixed rate) and TSB that fell short." https://www.financialreporter.co.uk/blogs/mr-affordability-says-how-does-help-to-buy-impact-affordability.html read more

Regulatory changes to the BTL market may decrease the number of ‘pension pot’ landlords.

"In a survey at this week's Financial Reporter Later Life Lending Roadshow, 49% of respondents said that less people will plan to fund their retirement with a buy-to-let property due to recent regulatory changes in the market such as stamp duty increases and cuts to mortgage interest tax relief." https://www.financialreporter.co.uk/later-life/advisers-predict-fall-in-pension-pot-landlords.html read more

Fiduciam expands into Scotland

"Bridging lender Fiduciam has expanded into Scotland and completed its first transaction there, enabling the refinancing of a Glasgow care home." https://www.financialreporter.co.uk/specialist-lending/fiduciam-expands-into-scotland.html friday read more