This is great news. Lower fixed rates gives us more of that. https://www.mortgagestrategy.co.uk/average-two-year-fixed-rate-marginally-falls-moneyfacts/
This is a interesting article that I don't agree with. https://www.financialreporter.co.uk/blogs/its-time-to-battle-ccj-fake-news.html Make no mistake if you have a CCJ or a default it will be difficult to get a mortgage. A knowledgeable broker is your best hope in a successful home purchase if you have credit challenges.
According to the Bank of England mortgage approvals have taken a dip in November. Read it here https://www.mortgagesolutions.co.uk/news/2019/01/04/boe-figures-show-mortgage-lending-market-flat-at-best/?utm_source=customsell&utm_medium=email&utm_campaign=ms-house-advert-0401-first-send-1546600279
This is a good article stating how the FCA attempts to fix the mortgage market with technology is not the complete answer https://www.mortgagesolutions.co.uk/news/2018/12/14/fca-wants-to-change-mortgage-advice-rules-sinclair/?utm_source=customsell&utm_medium=email&utm_campaign=ms-house-advert-1412-first-send-1544780172
Looks like a slightly lower business levels is explained in this article. Broker produce over 70% of the mortgage business so, why are people not moving? https://www.mortgagestrategy.co.uk/broker-business-volumes-lowest-in-over-two-years-imla/
Question to the public. Is adding more house to the market a good thing??? https://www.mortgagestrategy.co.uk/housing-supply-up-2-says-government/
This is a great article on equity release https://www.telegraph.co.uk/equity-release/mortgages/typical-equity-release-customer/
This is really good. You could be in for a cheeky £20.00 https://www.mortgagesolutions.co.uk/news/2018/10/23/halifax-mortgage-customers-get-compensation/?utm_source=customsell&utm_medium=email&utm_campaign=ms-house-advert-last-alert-2310-1540310711
This is shocking. The bank should be a hell of a lot more understanding. https://www.mortgagesolutions.co.uk/news/2018/10/10/natwest-tells-landlord-evict-tenant-benefits-pay-2-5k-ercs/?utm_source=customsell&utm_medium=email&utm_campaign=ms-house-advert-1010-1539162393
May then went on to say that the cap on how much councils can borrow against their housing revenue account assets in order to build houses “doesn’t make sense,” before adding: “today I can announce that we are scrapping that cap.” https://www.mortgagestrategy.co.uk/may-announces-end-to-council-borrowing-cap/ Do we really have a housing shortage in Scotland? Rates are low, you only need a 5% deposit and there are plenty of terraces and flats on the market so, can someone tell me where the shortage is??????