Due to the recent outbreak of Coronavirus, measures are being taken to support the economy. https://www.bbc.co.uk/news/business-51831004 read more
Hodge launches RIO mortgage with fixed rate for life.

Hodge has launched a RIO fixed rate for life mortgage as 'UK First'. See below for details. https://www.financialreporter.co.uk/retirement/hodge-launches-fixed-for-life-rio-mortgage.html read more
TSB reduces interest rates on three and ten year fixed rates.

The reduction in interest rates will offer peace of mind to those wanting certainty of payments for the next few years. https://www.financialreporter.co.uk/mortgages/tsb-cuts-three-and-ten-year-fixed-rates.html read more
2 year fixed rates coming down
This is great news. Lower fixed rates gives us more of that. https://www.mortgagestrategy.co.uk/average-two-year-fixed-rate-marginally-falls-moneyfacts/ read more
The pain of the mortgage rate raise
This is a good article that also talks about the mortgage stress test and how to avoid it. https://www.telegraph.co.uk/personal-banking/mortgages/borrowers-feel-pain-rate-rise-hits-home-avoid-stress-test/ read more
FCA preparing for risk of NO-DEAL BREXIT

This article (please read) states that it will be business as usual for all financial intuition to conduct transaction if we have a hard line approach with leaving the EU. http://www.financialreporter.co.uk/finance-news/fca-preparing-for-cliff-edge-risks-of-no-deal-brexit.html read more
Expert says “Bank of England base rate unlikely to raise over 2%”
Sir John Cunliffe stated that the Bank of England base could be below 2% for the next 30 years. http://www.mortgagesolutions.co.uk/news/2018/07/13/bank-england-base-rate-stay-2-30-years/?utm_source=customsell&utm_medium=email&utm_campaign=msol-mai-house-ad-1307-1531495622 Could this be true? With the amount of debit people are accumulating it makes since to keep rates low in order to avoid a financial collapse but what happens when the debit becomes to overwhelming? Something to ponder read more
Should 100% mortgages make a come back????
Three market industry leader have there option of a 100% mortgage making a return. Read here if interested http://www.mortgagesolutions.co.uk/your-community/2018/03/21/100-ltv-mortgages-make-comeback-marketwatch/?utm_source=customsell&utm_medium=email&utm_campaign=msol-editorial-newsletter-market-watch-house-advert-bsla-21-march-1521644293 Here is my 2 cents worth. Yes they should but, under the following criteria. 1) Minimum interest rate should be 5% and this would be fixed for 5 years 2) Bring back read more
Bank of England at it again!!!!!
I read an article threating, again, that banks must behave on how much money they are willing to lend to customers. read here https://www.telegraph.co.uk/business/2018/03/16/bank-england-warns-mortgage-risk-interest-rates-rise/ I am getting tired of this. It is so simple. Customers will have to take there own responsibility or face losing there home and or bankruptcy. We do not need the Bank of England or the governments help or there influence with these matters. read more
RATE RISE Millions of homeowners could face shock mortgage bill rise this month
I have completed reading an article stating that millions of mortgage customers could face “shock” of a potential rate rise by the end of the month. Read here https://www.thesun.co.uk/money/5505102/millions-of-homeowners-could-face-shock-mortgage-bill-rise-this-month-heres-how-to-avoid-it/ When you look at the real monthly figures, too me it does not look that bad. The example used on a £250,000.00 mortgage over a five-year fixed rate, could go up by £30.00 per month. Really!!!! This will be a shock???? read more
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