New FCA rules allow some clients to borrow advice costs

"The new rules allow lenders to use a different and more proportionate affordability assessment for customers who meet certain criteria, such as being up-to-date with payments under their existing mortgage and not looking to move house or borrow more." https://www.financialreporter.co.uk/mortgages/new-fca-rules-allow-mortgage-prisoners-to-borrow-advice-costs.html read more

Does Help to Buy impact affordability?

"The big surprise from this test, however, was the lenders that fell short on affordability. In our tests it was major landers including Barclays, Halifax, Santander (not five-year fixed rate) and TSB that fell short." https://www.financialreporter.co.uk/blogs/mr-affordability-says-how-does-help-to-buy-impact-affordability.html read more