Number One In Scotland!
Just a handful of lenders are offering 10% mortgages while FTBs purchase power is eroded by rising house prices and small deposits. https://www.thisismoney.co.uk/money/mortgageshome/article-8693929/Fears-surface-time-buyers-lenders-pull-low-deposit-mortgage-deals.html read more
“The lender’s relaunched offering comes as an 80 per cent LTV two-year fix at 2.95 per cent and features a free standard valuation and £500 cashback.” https://www.mortgagestrategy.co.uk/news/newcastle-intermediaries-relaunches-joint-mortgage-sole-proprietor-product/ read more
"In 2018/19 figures from the English Housing survey showed that 45% of FTBs chose a term of over 30 years." https://www.mortgagestrategy.co.uk/news/first-time-buyers-opting-for-longer-mortgages/ read more
First-time buyer market share now stands at 51%, having been 39% back in 2009. https://www.financialreporter.co.uk/mortgages/first-time-buyer-transactions-surge-by-84-in-2010s.html read more
"The Scottish Government’s First Home Fund will provide a total of £150 million until March 2021 to help at least 6,000 people buy their first home." https://www.financialreporter.co.uk/mortgages/scottish-government-launches-150m-first-home-fund.html read more
However, 43% say they would do the same to someone else if it meant successfully acquiring a property. https://www.propertyreporter.co.uk/property/almost-a-third-of-uk-homeowners-say-they-have-been-gazumped-in-the-past-decade.html read more
https://www.financialreporter.co.uk/blogs/why-intermediaries-cant-afford-to-ignore-adverse-credit-cases.html read more
https://www.propertyreporter.co.uk/landlords/majority-of-renters-say-they-would-move-a-maximum-of-17-minutes-further-away-from-work-to-buy-a-home.html read more
Figures released by Trussle showed that 12% of existing homeowners have received financial assistance from the ‘Bank of Granny & Grandad'. https://www.propertyreporter.co.uk/finance/third-of-ftbs-given-deposit-boost-by-grandparents.html read more
After over 35,000 FTB mortgages were completed in August 2019, the figure is at a 12 year high. https://www.propertyreporter.co.uk/finance/ftb-monthly-lending-figures-at-12-year-high.html read more