Very interesting article highlighting the importance of an advisers role in regard to clients' financial situation. "Part of a mortgage adviser’s job is to get people to buy the houses they can afford, not the ones they think they should have.” https://www.financialreporter.co.uk/finance-news/do-brokers-have-a-responsibility-to-protect-their-clients-mental-health.html
Bank of England figures show mortgage deals are at a two year high, with approvals increasing from 65,506 to 67,306, the highest level since July 2017. https://www.scottishhousingnews.com/article/mortgage-deals-at-two-year-high
This is a interesting article that I don't agree with. https://www.financialreporter.co.uk/blogs/its-time-to-battle-ccj-fake-news.html Make no mistake if you have a CCJ or a default it will be difficult to get a mortgage. A knowledgeable broker is your best hope in a successful home purchase if you have credit challenges.
According to the Bank of England mortgage approvals have taken a dip in November. Read it here https://www.mortgagesolutions.co.uk/news/2019/01/04/boe-figures-show-mortgage-lending-market-flat-at-best/?utm_source=customsell&utm_medium=email&utm_campaign=ms-house-advert-0401-first-send-1546600279
This is a good article stating how the FCA attempts to fix the mortgage market with technology is not the complete answer https://www.mortgagesolutions.co.uk/news/2018/12/14/fca-wants-to-change-mortgage-advice-rules-sinclair/?utm_source=customsell&utm_medium=email&utm_campaign=ms-house-advert-1412-first-send-1544780172
This is really good. You could be in for a cheeky £20.00 https://www.mortgagesolutions.co.uk/news/2018/10/23/halifax-mortgage-customers-get-compensation/?utm_source=customsell&utm_medium=email&utm_campaign=ms-house-advert-last-alert-2310-1540310711